Sometimes in life you would feel like you're going nowhere, even though you are following your planned direction.
Sometimes, you doubt direction, wondering if you are walking in the right path.
We all need to stop and think about direction at one point of our lives. Many of us have to do constant re-evaluation.
The right direction, can take you to many places that you can only dream of. The wrong one? Well, let's just say that if you wake up early enough from it, you might still be able to steer back on course.
But, what exactly is this direction?
I would say, it's a plan. It could be an education plan, a vacation plan, a career plan or even, yup, you guessed it, a financial plan.
As the saying goes, if you fail to plan, you have planned to fail.
Finding a direction for your finances is not something that will come early. It cannot be taught by parents to a child, or by a teacher to a student. One will only find this direction when the time is right.
Sounds like a science fiction movie doesn't it? But it's true (speaking from experience!)
When I was waaaayyyy younger, my mum would always tell me to save my money for my wedding, for when I will have kids, and for everything else. I did thought about it then, and I have to admit, I'm pretty good at saving money (and very excellent at spending it..), but not very good at keeping that financial advice at that early age.
Only recently, I've started to finally save a small amount of money consistently and this time, with extra discipline.
I've also learnt the art of planning ahead for my expenditure, for example, if I plan to get a new pair of shoes, I will save some money up this month, then spend it next month on that pair of shoes.
If I planned to get more than 1 item, I would have to weigh what I need more as oppose to want, and KIV the items under the "Want" list. With this limitation of spending on 1 item per month, I have successfully reduced unnecessary and unwanted expenditure.
Like I said, travelling in the wrong direction isn't always bad, because at some point, you will realize it and you will steer back on course. But, you'd have to realize it first. Once you realize the problem, it becomes your responsibility to correct it.
Good luck finding your dream direction :-)